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What is an SR22?
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An SR-22 insurance policy is a certificate
of insurance.
SR-22 insurance is liability insurance
which requires your insurance company to certify coverage to the
Texas Department of Public Safety (DPS).
In other words, an SR-22 shows the DPS
that you have vehicle liability insurance as required by law.
If you do not own a car, you can still purchase a "non-owner" SR-22.
Ask us how!
There are things you need to know about SR-22s, so don't
use just any agency to get this important
coverage. We have been selling SR-22 coverage for over 15 years!
When proof of financial responsibility is
required, form SR-22 must be filed to meet the compliance requirements
of the Texas Department of Public Safety (DPS).
Let us help you do it
right!
Consequences of doing it the wrong way:
If the SR-22 is still required and there is
not a valid SR-22 on file, the driving privilege and vehicle
registration is SUSPENDED!!
Contact us today!
Financial Responsibility Statute
(601.056, current as of 8/30/04)
§ 601.056. CANCELLATION, RETURN, OR WAIVER OF EVIDENCE
OF FINANCIAL RESPONSIBILITY. (a) As provided by this section,
the department, on request, shall:
(1) consent to the cancellation of a bond or
certificate of insurance filed as evidence of financial
responsibility;
(2) direct the comptroller to return money or
securities deposited with the comptroller as evidence of financial
responsibility to the person entitled to the return of the money or
securities; or
(3) waive the requirement of filing evidence of
financial responsibility.
(b) Evidence of financial responsibility may be canceled,
returned, or waived under Subsection (a) if:
(1) the department, during the two years preceding the
request, has not received a record of a conviction or a forfeiture
of bail that would require or permit the suspension or revocation of
the driver's license, vehicle registration, or nonresident's
operating privilege of the person by or for whom the evidence was
provided;
(2) the person for whom the evidence of financial
responsibility was provided dies or has a permanent incapacity to
operate a motor vehicle; or
(3) the person for whom the evidence of financial
responsibility was provided surrenders the person's license and
vehicle registration to the department.
(c) A cancellation, return, or waiver under Subsection
(b)(1) may be made only after the second anniversary of the date the
evidence of financial responsibility was required.
(d) The comptroller shall return the money or securities as
directed by the department under Subsection (a)(2).
(e) The department may not act under Subsection (a)(1) or
(2) if:
(1) an action for damages on a liability covered by the
evidence of financial responsibility is pending;
(2) a judgment for damages on a liability covered by
the evidence of financial responsibility is not satisfied; or
(3) the person for whom the bond has been filed or for
whom money or securities have been deposited has, within the two
years preceding the request for cancellation or return of the
evidence of financial responsibility, been involved as an operator
or owner in a motor vehicle accident resulting in bodily injury to,
or property damage to the property of, another person.
(f) In the absence of evidence to the contrary in the
records of the department, the department shall accept as
sufficient an affidavit of the person requesting action under
Subsection (a) stating that:
(1) the facts described by Subsection (e) do not
exist; or
(2) the person has been released from the liability or
has been finally adjudicated as not liable for bodily injury or
property damage described by Subsection (e)(3).
(g) A person whose evidence of financial responsibility has
been canceled or returned under Subsection (b)(3) may not be issued
a new driver's license or vehicle registration unless the person
establishes financial responsibility for the remainder of the
two-year period beginning on the date the evidence of financial
responsibility was required.
Acts 1995, 74th Leg., ch. 165, § 1, eff. Sept. 1, 1995. Amended
by Acts 1997, 75th Leg., ch. 1423, § 18.08, eff. Sept. 1, 1997.
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